Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

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How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

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How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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Ritterhouse & Associates
25 Meadowland • Universal City , TX • 78148
Phone: (210)659-9002 • Fax: (210)659-9022
• joe@ritterhouse.com

 Representative registered with and securities and advisory services offered through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC.6187 Carpinteria Ave., Carpinteria, CA 93013. (800) 874-6910. Ritterhouse & Associate  and PlanMember Securities Corporation are independently owned and operated.

 

 

William Ritterhouse and Joseph Ritterhouse, Registered Representatives, PlanMember Secutities Corp.  

 

Both gentlemen are also insurance-licensed in Texas.